Important Disclaimers and Risk Notices
Past performance does not guarantee future results
Financial planning involves risk. Your financial situation may improve or worsen based on market conditions and personal circumstances
Welcome to our financial planning service. Please read these important disclaimers before using our consultation services or website.
General Information Disclaimer
The information provided through our subscription service is for general guidance purposes only. We do not provide specific investment advice, tax planning, or guaranteed financial outcomes. All content should be considered educational and informational in nature.
Our consultations do not constitute professional financial advice. Always consult qualified professionals for specific financial decisions.
Limitation of Liability
Our liability is limited to the maximum extent permitted under Malaysian law. We are not responsible for financial losses resulting from decisions made based on our consultations or information provided.
- Direct financial losses from market fluctuations
- Opportunity costs from delayed financial decisions
- Third-party service provider failures or errors
- Technical issues affecting service delivery
Information Accuracy
While we strive to provide current and accurate financial information, market conditions change rapidly. Information may become outdated between consultations.
We cannot guarantee the accuracy or completeness of all information provided during consultations.
Financial Service Disclaimer
Our subscription service provides analytical reviews and personal consultations regarding financial planning approaches. We do not manage assets or execute financial transactions on your behalf.
Individual results may vary
Seek independent professional advice before making significant financial decisions
External Links Disclaimer
Our service may reference external websites or resources. We are not responsible for the content, accuracy, or availability of external sites.
References to external resources do not constitute endorsements of their services or advice.
Client Experience Disclaimer
Client testimonials reflect individual experiences and outcomes. These experiences may not be typical or representative of all client results.
Individual results depend on personal circumstances, market conditions, and implementation of guidance provided.
Governing Law and Jurisdiction
This disclaimer and our services are governed by Malaysian law and subject to the jurisdiction of Malaysian courts.
Applicable Law: Laws of Malaysia
Jurisdiction: Malaysian courts have exclusive jurisdiction
Local regulatory requirements may affect service availability in different regions.
User Indemnification
Users agree to indemnify our service against claims arising from misuse of provided information or failure to seek appropriate professional advice.
Severability
If any provision of this disclaimer is deemed invalid, the remaining provisions continue to be enforceable.
Disclaimer Modifications
We reserve the right to modify this disclaimer. Changes become effective upon posting to our website.
Continued use of our service constitutes acceptance of any modifications to this disclaimer.
Contact Information
For questions about this disclaimer or our services, please contact us using the information below.
Acceptance of Terms
By using our financial planning subscription service, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
Last Updated: August 7, 2025
All content protected by copyright law